SAMPLE COMPUTATION FOR CARMONA ESTATE
PINES TOWNHOUSE MODEL

IN-HOUSE FINANCING SCHEME
(INNER LOT)

Typical Selling Price	Php 980,000.00
Legal & Miscellaneous Fee	Php 44,100.00
Total Contract Price	Php 1,024,100.00

Loanable Amount	Php 784,000.00
DP/Equity Payment	Php 240,100.00
Less: Reservation Fee	Php 20,000.00
Net Equity	Php 220,100.00
Monthly Equity Payment - Payable within 12 mos.	Php 18,341.67

Monthly Amortization (Excluding MRI/Fire)
5 years to pay with 18% interest	Php 19,908.45
10 years to pay with 21% interest	Php 15,674.64

Typical Selling Price	Php 980,000.00
Less: Reservation Fee	Php 20,000.00
Selling Price Net of Reservation Fee	Php 960,000.00
10% Discount within 7 days from the date of reservation	Php 864,000.00
9.5% Discount within 8 to 30 days from the date of reservation	Php 868,800.00
9% Discount within 31 to 60 days from the date of reservation	Php 873,600.00
8.5% Discount within 61 to 90 days from the date of reservation	Php 878,400.00

Typical Selling Price	Php 1,061,000.00
Legal & Miscellaneous Fee	Php 84,880.00
Total Contract Price	Php 1,145,880.00

Loanable Amount	Php 933,680.00
DP/Equity Payment	Php 212,200.00
Less: Reservation Fee	Php 20,000.00
Net Equity	Php 192,200.00
Monthly Equity Payment - payable within 12 mos.	Php 16,016.67

Monthly Amortization • Bank Financing computation is base on your bank of choice and subject to the bank’s requirements • Bank’s prevailing interest at point of takeout shall apply • Indicative interest rate shall be used in computing for monthly amortization
5 years to pay with 10.5% interest	Php 20,068.42
10 years to pay with 10.5% interest	Php 12,598.61
15 years to pay with 10.5% interest	Php 10,320.89
20 years to pay with 10.5% interest	Php 9,321.67
25 years to pay with 10.5% interest	Php 8,815.64