SAMPLE COMPUTATION FOR CARMONA ESTATE
OAKWOOD B HOUSE MODEL

IN-HOUSE FINANCING SCHEME
(INNER LOT)

Typical Selling Price	Php 1,625,000.00
Legal & Miscellaneous Fee	Php 73,125.00
Total Contract Price	Php 1,698,125.00

Loanable Amount	Php 1,300,000.00
DP/Equity Payment	Php 398,125.00
Less: Reservation Fee	Php 20,000.00
Net Equity	Php 378,125.00
Monthly Equity Payment - Payable within 12 mos.	Php 31,510.42

Monthly Amortization (Excluding MRI/Fire)
6 years to pay with 18% interest	Php 29,650.13
10 years to pay with 21% interest	Php 25,991.12

Typical Selling Price	Php 1,625,000.00
Less: Reservation Fee	Php 20,000.00
Selling Price Net of Reservation Fee	Php 1,605,000.00
10% Discount within 7 days from the date of reservation	Php 1,444,500.00
9.5% Discount within 8 to 30 days from the date of reservation	Php 1,452,525.00
9% Discount within 31 to 60 days from the date of reservation	Php 1,460,550.00
8.5% Discount within 61 to 90 days from the date of reservation	Php 1,476,600.00

Typical Selling Price	Php 1,625,000.00
Legal & Miscellaneous Fee	Php 130,000.00
Total Contract Price	Php 1,755,000.00

Loanable Amount	Php 1,430,000.00
DP/Equity Payment	Php 325,000.00
Less: Reservation Fee	Php 20,000.00
Net Equity	Php 305,000.00
Monthly Equity Payment - payable within 12 mos.	Php 25,416.67

Monthly Amortization • Bank Financing computation is base on your bank of choice and subject to the bank’s requirements • Bank’s prevailing interest at point of takeout shall apply • Indicative interest rate shall be used in computing for monthly amortization
5 years to pay with 10.5% interest	Php 30,736.28
10 years to pay with 10.5% interest	Php 19,295.71
15 years to pay with 10.5% interest	Php 15,807.20
20 years to pay with 10.5% interest	Php 14,276.83
25 years to pay with 10.5% interest	Php 13,501.80