SAMPLE COMPUTATION FOR CARMONA ESTATE
OAKWOOD B HOUSE MODEL

IN-HOUSE FINANCING SCHEME
(INNER LOT)

Typical Selling Price	Php 1,475,000.00
Legal & Miscellaneous Fee	Php 66,375.00
Total Contract Price	Php 1,541,375.00

Loanable Amount	Php 1,180,000.00
DP/Equity Payment	Php 361,375.00
Less: Reservation Fee	Php 20,000.00
Net Equity	Php 341,375.00
Monthly Equity Payment - Payable within 12 mos.	Php 28,447.92

Monthly Amortization (Excluding MRI/Fire)
5 years to pay with 18% interest	Php 29,964.24
10 years to pay with 21% interest	Php 23,591.94

Typical Selling Price	Php 1,475,000.00
Less: Reservation Fee	Php 20,000.00
Selling Price Net of Reservation Fee	Php 1,455,000.00
10% Discount within 7 days from the date of reservation	Php 1,309,500.00
9.5% Discount within 8 to 30 days from the date of reservation	Php 1,316,775.00
9% Discount within 31 to 60 days from the date of reservation	Php 1,324,050.00
8.5% Discount within 61 to 90 days from the date of reservation	Php 1,331,325.00

Typical Selling Price	Php 1,475,000.00
Legal & Miscellaneous Fee	Php 118,000.00
Total Contract Price	Php 1,593,000.00

Loanable Amount	Php 1,298,000.00
DP/Equity Payment	Php 295,000.00
Less: Reservation Fee	Php 20,000.00
Net Equity	Php 275,000.00
Monthly Equity Payment - payable within 12 mos.	Php 22,916.67

Monthly Amortization • Bank Financing computation is base on your bank of choice and subject to the bank’s requirements • Bank’s prevailing interest at point of takeout shall apply • Indicative interest rate shall be used in computing for monthly amortization
5 years to pay with 10.5% interest	Php 27,899.08
10 years to pay with 10.5% interest	Php 17,514.56
15 years to pay with 10.5% interest	Php 14,348.08
20 years to pay with 10.5% interest	Php 12,958.97
25 years to pay with 10.5% interest	Php 12,255.48