SAMPLE COMPUTATION FOR PARC REGENCY
THE LOTUS HOUSE MODEL

IN-HOUSE FINANCING SCHEME
(INNER LOT)

Typical Selling Price	Php 1,140,000.00
Legal & Miscellaneous Fee	Php 51,300.00
Total Contract Price	Php 1,191,300.00

Loanable Amount	Php 912,000.00
DP/Equity Payment	Php 279,300.00
Less: Reservation Fee	Php 20,000.00
Net Equity	Php 259,300.00
Monthly Equity Payment - Payable within 18 mos.	Php 14,405.56

Monthly Amortization (Excluding MRI/Fire)
5 years to pay with 18% interest	Php 23,158.81
10 years to pay with 21% interest	Php 18,233.77

Typical Selling Price	Php 1,140,000.00
Less: Reservation Fee	Php 20,000.00
Selling Price Net of Reservation Fee	Php 1,120,000.00
10% Discount within 7 days from the date of reservation	Php 1,008,000.00
9.5% Discount within 8 to 30 days from the date of reservation	Php 1,013,600.00
9% Discount within 31 to 60 days from the date of reservation	Php 1,019,200.00
8.5% Discount within 61 to 90 days from the date of reservation	Php 1,024,800.00

Typical Selling Price	Php 1,140,000.00
Legal & Miscellaneous Fee	Php 91,200.00
Total Contract Price	Php 1,231,200.00

Loanable Amount	Php 951,900.00
DP/Equity Payment	Php 279,300.00
Less: Reservation Fee	Php 20,000.00
Net Equity	Php 259,300.00
Monthly Equity Payment - payable within 12 mos.	Php 14,405.56

Monthly Amortization • Bank Financing computation is base on your bank of choice and subject to the bank’s requirements • Bank’s prevailing interest at point of takeout shall apply • Indicative interest rate shall be used in computing for monthly amortization
5 years to pay with 10.5% interest	Php 20,696.61
10 years to pay with 10.5% interest	Php 13,112.42
15 years to pay with 10.5% interest	Php 10,819.27
20 years to pay with 10.5% interest	Php 9,825.40