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SAMPLE COMPUTATION FOR VILLE DE PALME
ELAN HOUSE MODEL

PAG-IBIG FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 755,000.00 AND UP

Typical Selling Price	Php 755,000.00
Legal & Miscellaneous Fee	Php 90,600.00
Total Contract Price	Php 845,600.00
Loanable Amount	Php 770,000.00
DP/Equity Payment	Php 75,600.00
Less: Reservation Fee	Php 10, 000.00
Net Equity	Php 65,600.00
Monthly Equity Payment - payable within 9 mos. with 0%	Php 14,581.75
Monthly Amortization
5 years to pay with 7% interest	Php 15,246.92
10 years to pay with 7% interest	Php 8,940.35
15 years to pay with 7% interest	Php 6,920.98
20 years to pay with 7% interest	Php 5,969.80
25 years to pay with 7% interest	Php 5,442.20
30 years to pay with 7% interest	Php 5,122.83

IN-HOUSE FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 755,000.00 AND UP

Typical Selling Price	Php 755,000.00
Legal & Miscellaneous Fee	Php 33,975.00
Total Contract Price	Php 788,975.00
Loanable Amount	Php 604,000.00
DP/Equity Payment	Php 184,975.00
Less: Reservation Fee	Php 10,000.00
Net Equity	Php 174,975.00
Monthly Equity Payment - Payable within 12 mos.	Php 14,581.75
Monthly Amortization (Excluding MRI/Fire)
5 years to pay with 18% interest	Php 15,337.63
10 years to pay with 21% interest	Php 12,075.87

 

CASH PAYMENT SCHEME
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)

PRICE STARTS AT PHP 755,000.00 AND UP

Typical Selling Price	Php 755,000.00
Less: Reservation Fee	Php 10,000.00
Selling Price Net of Reservation Fee	Php 745,000.00
10% Discount within 7 days from the date of reservation	Php 670,500.00
9.5% Discount within 8 to 30 days from the date of reservation	Php 674,225.00
9% Discount within 31 to 60 days from the date of reservation	Php 677,950.00
8.5% Discount within 61 to 90 days from the date of reservation	Php 681,675.00

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