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SAMPLE COMPUTATION FOR VILLE DE PALME
ELAN HOUSE MODEL

PAG-IBIG FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 755,000.00 AND UP

Typical Selling Price Php 755,000.00
Legal & Miscellaneous Fee Php 90,600.00
Total Contract Price Php 845,600.00
Loanable Amount Php 770,000.00
DP/Equity Payment Php 75,600.00
Less: Reservation Fee Php 10, 000.00
Net Equity Php 65,600.00
Monthly Equity Payment
- payable within 9 mos. with 0%
Php 14,581.75

Monthly Amortization

5 years to pay with 7% interest Php 15,246.92
10 years to pay with 7% interest Php 8,940.35
15 years to pay with 7% interest Php 6,920.98
20 years to pay with 7% interest Php 5,969.80
25 years to pay with 7% interest Php 5,442.20
30 years to pay with 7% interest Php 5,122.83

IN-HOUSE FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 755,000.00 AND UP

Typical Selling Price Php 755,000.00
Legal & Miscellaneous Fee Php 33,975.00
Total Contract Price Php 788,975.00
Loanable Amount Php 604,000.00
DP/Equity Payment Php 184,975.00
Less: Reservation Fee Php 10,000.00
Net Equity Php 174,975.00
Monthly Equity Payment
- Payable within 12 mos.
Php 14,581.75

Monthly Amortization
(Excluding MRI/Fire)

5 years to pay with 18% interest Php 15,337.63
10 years to pay with 21% interest Php 12,075.87

 

CASH PAYMENT SCHEME
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)

PRICE STARTS AT PHP 755,000.00 AND UP

Typical Selling Price Php 755,000.00
Less: Reservation Fee Php 10,000.00
Selling Price Net of Reservation Fee Php 745,000.00
10% Discount within 7 days
from the date of reservation
Php 670,500.00
9.5% Discount within 8 to 30 days
from the date of reservation
Php 674,225.00
9% Discount within 31 to 60 days
from the date of reservation
Php 677,950.00
8.5% Discount within 61 to 90 days
from the date of reservation
Php 681,675.00
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