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SAMPLE COMPUTATION FOR VILLE DE PALME
NUVO HOUSE MODEL

PAG-IBIG FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 630,000.00 AND UP

Typical Selling Price Php 630,000.00
Legal & Miscellaneous Fee Php 75,600.00
Total Contract Price Php 705,600.00
Loanable Amount Php 620,000.00
DP/Equity Payment Php 85,600.00
Less: Reservation Fee Php 5,000.00
Net Equity Php 80,600.00
Monthly Equity Payment
- payable within 9 mos. with 0%
Php 6,716.67

Monthly Amortization

6 years to pay with 7% interest Php 12,276.74
10 years to pay with 7% interest Php 7,198.73
15 years to pay with 7% interest Php 5,572.74
20 years to pay with 7% interest Php 4,806.85
25 years to pay with 7% interest Php 4,382.03
30 years to pay with 7% interest Php 4,124.88

IN-HOUSE FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 630,000.00 AND UP

Typical Selling Price Php 630,000.00
Legal & Miscellaneous Fee Php 28,350.00
Total Contract Price Php 658,350.00
Loanable Amount Php 504,000.00
DP/Equity Payment Php 154,350.00
Less: Reservation Fee Php 10,000.00
Net Equity Php 144,350.00
Monthly Equity Payment
- Payable within 12 mos.
Php 12,029.17

Monthly Amortization
(Excluding MRI/Fire)

5 years to pay with 18% interest Php 11,495.13
10 years to pay with 21% interest Php 10,076.56

 

CASH PAYMENT SCHEME
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)

PRICE STARTS AT PHP 630,000.00 AND UP

Typical Selling Price Php 630,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 610,000.00
10% Discount within 7 days
from the date of reservation
Php 549,000.00
9.5% Discount within 8 to 30 days
from the date of reservation
Php 552,050.00
9% Discount within 31 to 60 days
from the date of reservation
Php 555,100.00
8.5% Discount within 61 to 90 days
from the date of reservation
Php 561,200.00
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