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SAMPLE COMPUTATION FOR VILLE DE PALME
NUVO HOUSE MODEL

PAG-IBIG FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 590,000.00 AND UP

Typical Selling Price	Php 590,000.00
Legal & Miscellaneous Fee	Php 70,800.00
Total Contract Price	Php 660,800.00
Loanable Amount	Php 620, 000.00
DP/Equity Payment	Php 40,800.00
Less: Reservation Fee	Php 5, 000.00
Net Equity	Php 35,800.00
Monthly Equity Payment - payable within 9 mos. with 0%	Php 12,276.74
Monthly Amortization
5 years to pay with 7% interest	Php 7,198.73
10 years to pay with 7% interest	Php 7,198.73
15 years to pay with 7% interest	Php 5,572.74
20 years to pay with 7% interest	Php 4,806.85
25 years to pay with 7% interest	Php 4,382.03
30 years to pay with 7% interest	Php 4,124.88

IN-HOUSE FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 590,000.00 AND UP

Typical Selling Price	Php 590,000.00
Legal & Miscellaneous Fee	Php 26,550.00
Total Contract Price	Php 616,550.00
Loanable Amount	Php 472,000.00
DP/Equity Payment	Php 144,550.00
Less: Reservation Fee	Php 10,000.00
Net Equity	Php 134,550.00
Monthly Equity Payment - Payable within 12 mos.	Php 11,212.50
Monthly Amortization (Excluding MRI/Fire)
5 years to pay with 18% interest	Php 11,985.70
10 years to pay with 21% interest	Php 9,436.77

 

CASH PAYMENT SCHEME
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)

PRICE STARTS AT PHP 590,000.00 AND UP

Typical Selling Price	Php 590,000.00
Less: Reservation Fee	Php 10,000.00
Selling Price Net of Reservation Fee	Php 580,000.00
10% Discount within 7 days from the date of reservation	Php 552,000.00
9.5% Discount within 8 to 30 days from the date of reservation	Php 524,900.00
9% Discount within 31 to 60 days from the date of reservation	Php 527,800.00
8.5% Discount within 61 to 90 days from the date of reservation	Php 530,700.00

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