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SAMPLE COMPUTATION FOR VILLE DE PALME
NUVO HOUSE MODEL

PAG-IBIG FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 630,000.00 AND UP

Typical Selling Price	Php 630,000.00
Legal & Miscellaneous Fee	Php 75,600.00
Total Contract Price	Php 705,600.00
Loanable Amount	Php 620,000.00
DP/Equity Payment	Php 85,600.00
Less: Reservation Fee	Php 5,000.00
Net Equity	Php 80,600.00
Monthly Equity Payment - payable within 9 mos. with 0%	Php 6,716.67
Monthly Amortization
6 years to pay with 7% interest	Php 12,276.74
10 years to pay with 7% interest	Php 7,198.73
15 years to pay with 7% interest	Php 5,572.74
20 years to pay with 7% interest	Php 4,806.85
25 years to pay with 7% interest	Php 4,382.03
30 years to pay with 7% interest	Php 4,124.88

IN-HOUSE FINANCING SCHEME
(INNER LOT)

PRICE STARTS AT PHP 630,000.00 AND UP

Typical Selling Price	Php 630,000.00
Legal & Miscellaneous Fee	Php 28,350.00
Total Contract Price	Php 658,350.00
Loanable Amount	Php 504,000.00
DP/Equity Payment	Php 154,350.00
Less: Reservation Fee	Php 10,000.00
Net Equity	Php 144,350.00
Monthly Equity Payment - Payable within 12 mos.	Php 12,029.17
Monthly Amortization (Excluding MRI/Fire)
5 years to pay with 18% interest	Php 11,495.13
10 years to pay with 21% interest	Php 10,076.56

 

CASH PAYMENT SCHEME
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)

PRICE STARTS AT PHP 630,000.00 AND UP

Typical Selling Price	Php 630,000.00
Less: Reservation Fee	Php 20,000.00
Selling Price Net of Reservation Fee	Php 610,000.00
10% Discount within 7 days from the date of reservation	Php 549,000.00
9.5% Discount within 8 to 30 days from the date of reservation	Php 552,050.00
9% Discount within 31 to 60 days from the date of reservation	Php 555,100.00
8.5% Discount within 61 to 90 days from the date of reservation	Php 561,200.00

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